Traveler’s Insurance may not only insure you against trip cancellation and delays, but it may also insure you against theft and loss. If you are traveling with expensive equipment, it’s a no-brainer, and generally costs about three percent of your trip.

If you do purchase it, make sure you understand what it covers.  See

Here are some of the things that it may cover:

  • Trip cancellation or interruption because of a covered medical problem that you, your traveling companion, family member or business partner may develop between the time you book and the end of your trip.
  • Trip cancellation or interruption because of burglary of your or your traveling companion’s residence within 10 days of your departure or during your trip.
  • Non-delivery of services, bankruptcies or financial defaults of airlines or tour operators.
  • Expenses arising from an accident or sickness during your trip including evacuation or repatriation to a hospital near your home if your situation is acute or life threatening.
  • Payment for lost and delayed baggage.

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